Ti's The Season To Go Broke!

Ti's The Season To Go Broke!

As the holiday season approaches, many will feel the pinch in their pockets. Follow these few steps and you might come out alive this new years. Budget, budget, budget! Now is the time to make a budget for your giftivity if you will. First, make a list of the people whom you wish to give gifts this season. Categorize them and give each person a price limit. Check to see if you can get away without actually buying something expensive. Do not try to get into "showing off" or out doing the other. This will only end in disaster. It is okay to get an expensive gift and in return give a gift of nominal value. Remember its the thought that counts. Here are a few ideas:

1. Shop big sales, look for coupons and cash back.
2. DVDs are a sure bet this season.
3. Home made gifts are great. Don't feel "cheap" or try to buy something else to go with it.
4. Gift cards though an easy way out, might not be the best bet unless you are strapped for time.
5. Buy things in bulk and make your own gift packages/baskets and personalize them. (Dollar Store, Costco, etc)